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Prepare to live better - it's never too early to start planning for your future care.
Not everybody is entitled to funding from the council. Even if you are, the amount you get may not be enough to completely cover the cost of your care. Before you develop care needs you should think about how you are going to pay towards your care costs or even pay for it all yourself.
Planning ahead and knowing what your options are can help you to make informed decisions and help you to be more prepared. This will prevent decisions being made in a crisis that may not then be right for you. There are also changes you can make that can have a positive impact and delay the need for care and support.
What are the most important areas when planning for later life?
These are the top ten things you may want to think about:
85% of adults aged 51-75 have no financial plans in place for care in their old age. Planning for your care gives you more choice and control over the care you or a family member may need.
Making small changes now can make a big difference later.
Make sure you are claiming all the benefits you are entitled to.
Think ahead about what will happen if you can no longer make your own decisions or manage your own care.
Adapting or improving your home can help you stay safe and independent in the future.
Moving to a more manageable property can make life easier, do it while you can still make decisions for yourself.
Plan ahead for when your needs might change so you can be closer to family and friends and access shops and services much easier. Think about how you can stay safe and independent, access public transport, medical services and be part of your community.
Stay connected in your community, use your skills to help yourself and others and keep yourself well and healthy.
It's important to have conversations with your family about the type of care and support you would want before it is needed. Think about what is important to you and how you would want your care to be provided.
Not everybody gets funding from the council, we can only help the people who need it the most and those who don't have sufficient income or capital.